Terms and Conditions of Service, Jan 24, 2026

Welcome to SettleBot.app. Please review the following terms and conditions before using our services.

1. Use of Service

   By using our system, you agree to comply with these terms and conditions and any additional terms that may apply to specific features. If you do not agree, please do not use our services.

   • We consider this a consumer product. You are responsible for maintaining the confidentiality of your account credentials and for all data access under your account.

2. Consent to Contact

   By using SettleBot.app, you consent to us contacting you using the information provided. Such communication is strictly for official business purposes only.

   If you wish to opt out, you may contact us at support@settlebot.app.

3. Intellectual Property

   All content, software, designs, algorithms, features, workflows, branding, and other elements of the Settlebot.app system are the exclusive intellectual property of 3-Clicks Inc and are protected by copyright, trade secret, trademark, and patent laws.

   • You agree not to copy, reproduce, modify, reverse engineer, or create derivative works based on any part of the system.
   • Access to this system does not grant any license or right to use any of the proprietary technology or content except as expressly permitted in writing by 3-Clicks Inc.

4. Confidentiality Clause

   By accessing and using this application, you agree that all features, workflows, designs, and underlying functionality are confidential and proprietary to 3-Clicks Inc. You agree not to copy, reproduce, or disclose any part of the system without prior written permission.

5. Third-Party Content

   The system may include content provided by third parties. We do not control or endorse such content and make no warranties regarding its accuracy or reliability.

6. Disclaimer of Warranties

   SettleBot.app is provided on an "as-is" and "as available" basis without any warranties. We do not guarantee the system will be uninterrupted, error-free, or secure from viruses.

7. Limitation of Liability

   We shall not be liable for any indirect, incidental, or consequential damages arising from the use of our system.

8. Indemnification

   You agree to indemnify and hold us harmless from any claims arising from your use of SettleBot.app or any violation of these terms.

9. Governing Law

   These terms shall be governed by the laws of Minnesota without giving effect to any conflict of laws principles.

10. Changes to Terms

    We reserve the right to modify these terms at any time. Any changes will be effective immediately upon posting. Your continued use of the system implies your acceptance of the modified terms.

By using SettleBot.app, you acknowledge that you have read, understood, and agree to these terms and conditions.